I am being sued by Insurance carrier what type of lawyer should I seek?

I was involved in an auto accident, after almost 5 yrs I was just served with a lawsuit for 100,000. I was 18 at the time of the accident and had full coverage but only 10,000 in bodily injury, loss of wages, etc. I have looked for Attorneys practicing in auto accidents, however, it seems they all want to represent the person suing. What type of attorney do I need to find?