Will my insurance cover a septo/rhinoplasty?

You'd have to schedule a consultation with a plastic surgeon, if the ENT will not be doing the outer portion. The doc will submit a letter of pre-approval stating his case as to why you need this surgery. BCBS will review the info and pictures (if there are pix). Then BCBS will mail a response to you doctor as to what they will cover. The doctor will then call you and give you the portion you are to pay.